Founder stacks
A starting point for each stage: tools from the directory listed for that stage, grouped by category. Featured listings are labeled; picks are not endorsements.
The stack at Pre-seed
Keep it lean: a bank, a card, simple books and Stripe.
Startup-focused banking with checking, savings, cards and bill pay.
Business BankingPre-seed QuickBooks OnlineWidely used small-business accounting software.
Bookkeeping & AccountingPre-seed GustoPayroll, benefits and HR for small businesses.
Payroll & HRPre-seed Stripe BillingSubscription billing and invoicing on Stripe.
Billing, Invoicing & AP/ARPre-seed FondoBookkeeping, taxes and R&D tax credits for startups.
Tax & CompliancePre-seedThe stack at Seed
You raised and are hiring: add spend controls, real books, payroll and a forecast.
Business banking, cards, AP and treasury in one platform.
Business BankingSeed MeowBusiness banking and treasury with T-bill access.
Treasury & Idle CashSeed BrexCorporate cards, spend management and business accounts.
Spend Management & CardsSeed DigitsAI-native accounting and real-time financial reporting.
Bookkeeping & AccountingSeed RipplingPayroll, HR, IT and spend in one platform.
Payroll & HRSeed RunwayCollaborative financial planning and modeling.
FP&A & MetricsSeed ChargebeeSubscription billing and revenue management.
Billing, Invoicing & AP/ARSeed AnrokSales tax and VAT compliance for SaaS.
Tax & ComplianceSeedThe stack at Series A+
Board reporting, audits and multi-entity: tools built for a finance team.
T-bill based treasury accounts for businesses.
Treasury & Idle CashSeries A+ NavanTravel and expense management with corporate cards.
Spend Management & CardsSeries A+ NetSuiteERP and accounting for scaling companies.
Bookkeeping & AccountingSeries A+ TriNetPEO with payroll, benefits and HR.
Payroll & HRSeries A+ AbacumFP&A platform for finance teams.
FP&A & MetricsSeries A+ MaxioB2B SaaS billing and financial operations.
Billing, Invoicing & AP/ARSeries A+ AvalaraSales tax and indirect tax compliance automation.
Tax & ComplianceSeries A+